Terms and Conditions

Last updated, 2025These terms and conditions (“Agreement”) set forth the general terms and conditions of your use of the i-Financed.com website (“Website” or “Service”) and any of its related products and services (collectively, “Services”). This Agreement is legally binding between you (“User”, “you” or “your”) and i-Financed (“i-Financed”, “we”, “us” or “our”). If you are entering into this agreement on behalf of a business or other legal entity, you represent that you have the authority to bind such entity to this agreement, in which case the terms “User”, “you” or “your” shall refer to such entity. If you do not have such authority, or if you do not agree with the terms of this agreement, you must not accept this agreement and may not access and use the Website and Services. By accessing and using the Website and Services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Agreement. You acknowledge that this Agreement is a contract between you and i-Financed, even though it is electronic and is not physically signed by you, and it governs your use of the Website and Services.Links To Other ResourcesAlthough the Website and Services may link to other resources (such as websites, mobile applications, etc.), we are not, directly or indirectly, implying any approval, association, sponsorship, endorsement, or affiliation with any linked resource, unless specifically stated herein. We are not responsible for examining or evaluating, and we do not warrant the offerings of, any businesses or individuals or the content of their resources. We do not assume any responsibility or liability for the actions, products, services, and content of any other third parties. You should carefully review the legal statements and other conditions of use of any resource which you access through a link on the Website. Your linking to any other off-site resources is at your own risk.Prohibited UsesIn addition to other terms as set forth in the Agreement, you are prohibited from using the Website and Services or Content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Website and Services, third party products and services, or the Internet; (h) to spam, phish, pharm, pretext, spider, crawl, or scrape; (i) for any obscene or immoral purpose; or (j) to interfere with or circumvent the security features of the Website and Services, third party products and services, or the Internet. We reserve the right to terminate your use of the Website and Services for violating any of the prohibited uses.Intellectual Property Rights“Intellectual Property Rights” means all present and future rights conferred by statute, common law or equity in or in relation to any copyright and related rights, trademarks, designs, patents, inventions, goodwill and the right to sue for passing off, rights to inventions, rights to use, and all other intellectual property rights, in each case whether registered or unregistered and including all applications and rights to apply for and be granted, rights to claim priority from, such rights and all similar or equivalent rights or forms of protection and any other results of intellectual activity which subsist or will subsist now or in the future in any part of the world. This Agreement does not transfer to you any intellectual property owned by i-Financed or third parties, and all rights, titles, and interests in and to such property will remain (as between the parties) solely with i-Financed. All trademarks, service marks, graphics and logos used in connection with the Website and Services, are trademarks or registered trademarks of i-Financed or its licensors. Other trademarks, service marks, graphics and logos used in connection with the Website and Services may be the trademarks of other third parties. Your use of the Website and Services grants you no right or license to reproduce or otherwise use any of i-Financed or third-party trademarks.Limitation of LiabilityTo the fullest extent permitted by applicable law, in no event will I-Financed, its affiliates, directors, officers, employees, agents, suppliers or licensors be liable to any person for any indirect, incidental, special, punitive, cover or consequential damages (including, without limitation, damages for lost profits, revenue, sales, goodwill, use of the content, impact on business, business interruption, loss of anticipated savings, loss of business opportunity) however caused, under any theory of liability, including, without limitation, contract, tort, warranty, breach of statutory duty, negligence or otherwise, even if the liable party has been advised as to the possibility of such damages or could have foreseen such damages. To the maximum extent permitted by applicable law, the aggregate liability of i-Financed and its affiliates, officers, employees, agents, suppliers and licensors relating to the services will be limited to an amount no greater than one pound or any amounts actually paid in cash by you to i-Financed for the prior one month period prior to the first event or occurrence giving rise to such liability. The limitations and exclusions also apply if this remedy does not fully compensate you for any losses or failure of its essential purpose.IndemnificationYou agree to indemnify and hold i-Financed and its affiliates, directors, officers, employees, agents, suppliers and licensors harmless from and against any liabilities, losses, damages or costs, including reasonable attorneys’ fees, incurred in connection with or arising from any third party allegations, claims, actions, disputes, or demands asserted against any of them as a result of or relating to your Content, your use of the Website and Services or any wilful misconduct on your part.SeverabilityAll rights and restrictions contained in this Agreement may be exercised and shall be applicable and binding only to the extent that they do not violate any applicable laws and are intended to be limited to the extent necessary so that they will not render this Agreement illegal, invalid or unenforceable. If any provision or portion of any provision of this Agreement shall be held to be illegal, invalid or unenforceable by a court of competent jurisdiction, it is the intention of the parties that the remaining provisions or portions thereof shall constitute their agreement with respect to the subject matter hereof, and all such remaining provisions or portions thereof shall remain in full force and effect.Dispute ResolutionThe formation, interpretation, and performance of this Agreement and any disputes arising out of it shall be governed by the substantive and procedural laws of the United Kingdom without regard to its rules on conflicts or choice of law and, to the extent applicable, the laws of the United Kingdom. The exclusive jurisdiction and venue for actions related to the subject matter hereof shall be the courts located in the United Kingdom, and you hereby submit to the personal jurisdiction of such courts. You hereby waive any right to a jury trial in any proceeding arising out of or related to this Agreement. The United Nations Convention on Contracts for the International Sale of Goods does not apply to this Agreement.Changes and AmendmentsWe reserve the right to modify this Agreement or its terms related to the Website and Services at any time at our discretion. When we do, we will revise the updated date at the bottom of this page. We may also provide notice to you in other ways at our discretion, such as through the contact information you have provided.
An updated version of this Agreement will be effective immediately upon the posting of the revised Agreement unless otherwise specified. Your continued use of the Website and Services after the effective date of the revised Agreement (or such other act specified at that time) will constitute your consent to those changes.Acceptance of these termsYou acknowledge that you have read this Agreement and agree to all its terms and conditions. By accessing and using the Website and Services you agree to be bound by this Agreement. If you do not agree to abide by the terms of this Agreement, you are not authorized to access or use the Website and Services. This terms and conditions policy was created with the help of https://www.websitepolicies.com/terms-and-conditions-generatorContacting Us:If you have any questions, concerns, or complaints regarding this Agreement, we encourage you to contact us using the details below:

Management Team and Advisory Board

Disclaimers

Last updated, 2025Website DisclaimerThe information provided by i-Financed Ltd ('we', 'us', or 'our') on http://www.i-financed.com (the 'Site') is for general informational purposes only. All information on the Site is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE. YOUR USE OF THE SITE AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE IS SOLELY AT YOUR OWN RISK.Fair Use DisclaimerThe Site or any video content or Site links may contain content not authorized for use by its owner. We believe all content falls under the remits of "fair use". If any content owner would dispute this we would not hesitate to remove said content. It is not the Site's intention to infringe and would be happy to credit it. Under the principle of fair use, copyrighted works can be used in certain circumstances without the permission of the copyright owner. According to Section 107 of the Copyright Act: “The fair use of a copyrighted work for purposes such as criticism, comment, news reporting, teaching (including multiple copies for classroom use), scholarship, or research, is not an infringement of copyright.”E-Mail DisclaimerAll e-mail communications from the Site and any attachments thereto may contain confidential and proprietary information. E-mails are intended for the addressee only and should only be used by the addressee for related purposes. If you are not the intended recipient of the e-mail, you are requested to delete it immediately. Any disclosure, copying, distribution of or any action taken or omitted in reliance on this information is prohibited and may be unlawful. The views expressed in the e-mail are, unless otherwise stated, those of the sender and not those of i-Financed Ltd or its management. E-mails cannot be guaranteed to be secure or free of errors or viruses. No liability or responsibility is accepted for any interception, corruption, destruction, loss, late arrival or incompleteness of or tampering or interfering with any of the information contained in the e-mail or for its incorrect delivery or non-delivery or, for its effect on any electronic device of the recipient.Warranty Disclaimeri-Financed is not bound by any implied promises about i-Financed’s products and/or services in the event of failures or defects. i-Financed offers products and/or services “as is” — you accept them in their current condition, including any unseen faults. i-Financed makes no promises about the accuracy and reliability of the products and/or services content it publishes. i-Financed does not accept any responsibility for any mistakes, errors, or omissions that occur. By using i-Financed’s products and/or services, you accept that they may contain defects or not meet your expectations. All sites and apps are subject to unforeseen technical issues, and warranty disclaimers limit your liability for problems outside of your control, such as viruses or general downtime.No-Responsibility Disclaimeri-Financed will not be held responsible for any damages suffered as a result of using i-Financed’s products and/or services “use at your own risk”. i-Financed will not be held responsible for any damages both tangible and intangible damages — for but not limited to physical harm caused by using i-Financed’s products and/or services, loss of profits or loss of data, and defamatory comments.
i-Financed will not be held responsible for the content users choose to share, which may be offensive to others.Views Expressed DisclaimerThe views and opinions on the Site or other platforms, created by user-generated contributors are not the same as those of the business i-Financed. The opinion of an author published on the Site or other platforms or websites, message boards and forums for marketing purposes or any other purposes are not the same as that of the business i-Financed.No Guarantee Disclaimeri-Financed makes no promises regarding the outcome of using its product or service. i-Financed covers various topics, but it does not constitute advice in that discipline. i-Financed cannot and does not guarantee the validity of information contained on its site or products or services. i-Financed does not accept any responsibility for any mistakes, errors, or omissions that occur.Professional DisclaimerThe Site cannot and does not contain fitness advice. The fitness information is provided for general informational and educational purposes only and is not a substitute for professional advice. Accordingly, before taking any actions based on such information, we encourage you to consult with the appropriate professionals. We do not provide any kind of fitness advice. THE USE OR RELIANCE OF ANY INFORMATION CONTAINED ON THE SITE IS SOLELY AT YOUR OWN RISK.Affiliates DisclaimerThe Site may contain links to affiliate websites, and we receive an affiliate commission for any purchases made by you on the affiliate website using such links.External Links DisclaimerThe Site may contain (or you may be sent through the Site) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY INFORMATION OFFERED BY THIRD-PARTY WEBSITES LINKED THROUGH THE SITE OR ANY WEBSITE OR FEATURE LINKED IN ANY BANNER OR OTHER ADVERTISING. WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.Social Media DisclaimersOpinions shared by an employee or third parties do not reflect the company’s beliefs and any other relevant removal of liabilities. i-Financed will not be held responsible for things users may post or share online. We request that you exercise good online manners and etiquette. i-Financed reserved the right to remove any or all content considered inappropriate, offensive or in bad taste.Testimonials DisclaimerThe Site may contain testimonials by users of our products and/or services. These testimonials reflect the real-life experiences and opinions of such users. However, the experiences are personal to those particular users, and may not necessarily be representative of all users of our products and/or services. We do not claim, and you should not assume, that all users will have the same experiences. YOUR INDIVIDUAL RESULTS MAY VARY.
The testimonials on the Site are submitted in various forms such as text, audio and/or video, and are reviewed by us before being posted. They appear on the Site verbatim as given by the users, except for the correction of grammar or typing errors. Some testimonials may have been shortened for the sake of brevity where the full testimonial contained extraneous information not relevant to the general public.
The views and opinions contained in the testimonials belong solely to the individual user and do not reflect our views and opinions. We are not affiliated with users who provide testimonials, and users are not paid or otherwise compensated for their testimonials.
The testimonials on the Site are not intended, nor should they be construed, as claims that our products and/or services can be used to diagnose, treat, mitigate, cure, prevent, or otherwise be used for any disease or medical condition. No testimonials have been clinically proven or evaluated.

Privacy Policy

Last updated, 2025“User” means the viewer or user of i-Financed’s Platforms.“Our” refers to i-Financed.“Platforms” means all our websites, mobile sites, social media platforms or any other technology or mechanism you may use to interact with us.“i-Financed” means the owner of the website, i-Financed Ltd, whose registration number is 14815206, registered in the United Kingdom and whose registered office is 124 City Road, London EC1V 2NX.“We” i-Financed Ltd.This privacy policy sets out how i-Financed uses and protects any information that the User gives i-Financed when using its Platforms.i-Financed is committed to ensuring that the User’s privacy is protected. Should i-Financed ask the User to provide certain information by which the User can be identified when using the Platforms, such information will only be used in accordance with this privacy policy. “Website” means the website located at or accessed on this Platform as well as other i-Financed domains as may be available from time to time.This Privacy Policy sets out what categories of personal information i-Financed may collect from the User when the User visits the website and its associated microsites (the “Website”) as well as how i-Financed processes that personal information.If you have any questions about this Privacy Policy, please see the contact details at the end of this page. i-Financed may amend this Privacy Policy from time to time, so you should check this page from time to time to ensure that you are aware of any changes that have been made. If we make material changes to this Privacy Policy, we will notify you by means of a prominent notice on the Website prior to the change becoming effective.What we collecti-Financed may collect the following information:Personal information you volunteer or which we may infer.Any domain name information that we collect is not used to personally identify you but is instead aggregated to measure the number of visits, average time spent on the Website, and pages viewed. We use this information to measure the use of our Website and to improve its contents. However, additional services may be available if we have certain information about you.This includes any information that you provide to us directly:• when you use our services;
• by completing forms on our Platforms, or those provided to you;
• when you contact us, or we contact you and you provide information directly to us.We may collect the following information, including personal information:• A list of the products and services you express an interest in when you use the Platform;
• Your name, surname, identity or passport number, date of birth and contact information, including email address and company details which you may submit to us when you interact with the Website; and
• Information regarding your personal or professional interests, demographics, experiences with our products and contact preferences in order to provide you with further correspondence about our products and services;
• Other information relevant to customer surveys and/or offers.If you do not provide the information we need, we may not be able to provide our services to you. Where you provide us with the personal information of third parties you should take steps to inform the third party that you need to disclose their details to us, identifying us. We will process their personal information in accordance with this Privacy Policy and our Data Protection Statement.We may intercept and monitor your communications; To the extent permissible by law, i-Financed may implement systems designed to intercept and monitor your communications with i-Financed’s Associates. As part of this process of intercepting and monitoring these communications, we may record such communications for disclosure on the basis set out in this Privacy Policy.Personal information we collect automaticallyWhen you use the Platform, Kenly automatically receives and records information on our server logs from your browser or mobile platform, including your location, IP address, cookie information, and the page you requested. We treat this data as non-personal information, except where we are compelled to do otherwise by law or legal authority.i-Financed only uses this data in aggregate form and we may provide this aggregate information to our partners about how our customers, collectively, use the Platform, so that our partners may also understand how users make use of the Website.Information from third-party sourcesWe may receive additional information about you that is publicly or commercially available and combine that with the information we have collected or received about you through other forms of communication.What we do with the information we gatheri-Financed requires this information to understand the User’s needs and provide the User with a better service, in particular for the following reasons:• To communicate with Users and to provide the Users with services requested and notify Users about important changes or developments to these services;
• Internal record keeping;
• To provide Users with services and products, or to fulfil our obligations toward Users;
• Improvement of our Platforms, products, and services;
• To provide Users with services Users have requested and notify Users about important changes or developments to these services;
• To respond to User’s inquiries and/or complaints or process your requests in relation to User’s information;
• To follow up as part of our customer care procedures;
• To update our records about Users;
• To contact Users for market research purposes and/or administer offers to Users;
• To improve our products and services;
• For fraud prevention and detection, and to comply with applicable laws and regulations;
• In relation to competitions and other promotions;
• To evaluate the effectiveness of our marketing and for research, training and statistical analysis with the aim of improving our services; and
• To make our Website easier for Users to use and to provide Users with access to certain parts of the Website;
• i-Financed may periodically send promotional emails about new products, special offers or other information which it thinks the User may find interesting using the email address which the User has provided;
• From time to time, i-Financed may also use the User’s information to contact the User for market research purposes. We may contact you by email, phone, fax, or mail. We may use such information to customise the website according to your interests.i-Financed processes your personal information for the purposes outlined above where:• The processing of the User’s personal information is necessary to perform a contract or enter into a contract with the User;
• The processing of your personal information is necessary for us to comply with legal and regulatory obligations; or
• The processing is necessary to support our legitimate interests in managing our business (or those of a third party) provided such interests are not overridden by the User’s interests and rights.Your Right to ObjectPlease note that you have a right to object to the processing of your personal information where that processing is carried out for our legitimate interests. Where required by applicable law, where we send you direct marketing, we will obtain your consent for this, which you may withdraw at any time.SecurityWe are committed to ensuring that the User’s information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic, and managerial procedures to safeguard and secure the information it collects online.Cookies – How we use cookiesA cookie is a small file which asks permission to be placed on the User’s computer’s hard drive. Once the User agrees, the file is added, and the cookie helps analyse web traffic or lets the User know when the User visits a particular site. Cookies allow web applications to respond to the User as an individual. The web application can tailor its operations to the User’s needs, likes and dislikes by gathering and remembering information about the User’s preferences.We make use of traffic log cookies to identify which pages are being used. This helps analyse data about webpage traffic and improve the website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.The User can choose to accept or decline cookies.i-Financed will not use cookies to collect personally identifiable information about you.However, if you wish to restrict or block the cookies which are set by i-Financed websites, or indeed any other website, you can do this through your browser settings. The Help function within your browser should tell you how.Alternatively, you may wish to visit www.aboutcookies.org which contains comprehensive information on how to do this on a wide variety of browsers. You will also find details on how to delete cookies from your machine as well as more general information about cookies.Please be aware that restricting cookies may impact the functionality of i-Financed websites.If you wish to view your cookie code, just click on a cookie to open it. You’ll see a short string of text and numbers. The numbers are your identification card, which can only be seen by the server that gave you the cookie.For information on how to do this on the browser of your mobile phone, you will need to refer to your handset manual.LinkingWe may link to other websites which are not within our control. Once you have left our Platform, we are not responsible for the protection and privacy of any information which you provide. You should exercise caution and look at the privacy statement applicable to the third party’s website in question.How do we share the information of the User?i-Financed will not sell or lease a User’s personal information to third parties without the User’s permission. i-Financed may share User’s information with:• i-Financed affiliates, in other words, other companies in the i-Financed
• Other parties in response to legal processes, laws, or when necessary to conduct or protect our legal rights;
• Selected third parties to provide us with services, including companies that provide us with technical support and assistance in respect of the Website, companies that provide back-office services, companies that provide hosting services or, that track the Website’s activities and analytics, and companies engaged to market and distribute i-Financed products and/or services;
• Professional advisers, judicial, regulatory and law enforcement bodies;
• A third party that acquires all or part of our assets or shares, or that succeeds us in carrying on all or a part of our business, whether by merger, acquisition, reorganisation or otherwise; and
• Companies that provide services to us (companies that provide services to us or act on our behalf may have access to information about you. These companies are limited in their ability to use the information they receive while providing services to us or you).Retention of datai-Financed will retain User personal information only for as long as is necessary for the purposes set out in this privacy policy or to comply with our legal obligations, resolve disputes, and enforce our legal agreements and policies.We may retain other data for internal analysis purposes.We are required to ensure that your personal information is accurate and maintained in a secure environment for a period of time no longer than necessary for the purposes for which we are processing your personal information. We generally keep personal information collected via the Website in accordance with the timeframes set out in any relevant legislation which applies to the personal information provided to us. However, in some cases, we may need to keep personal information for longer (e.g., where we are required to do so in accordance with legal, regulatory, tax or accounting requirements, or dealing with complaints, legal challenges or prospective litigation).Transfer of data• i-Financed is based in and operates in South Africa. Your information, including personal information, may be transferred to and maintained on servers located outside of your country, where the data privacy laws, regulations and standards, may not be equivalent to the laws in South Africa.
• We might transfer your personal information to places outside of South Africa and store it there, where our suppliers might process it. If that happens, we require our suppliers to apply the same standards as when we process your information in South Africa.
• Your consent to this privacy policy followed by your submission of such information to us represents your agreement to such transfer.
• We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.Your rightsYou have the right to ask us not to contact you for marketing purposes. You can exercise this right at any time by using any of the various “opt-out” options that we will always provide to you when we communicate with you. We will not send you marketing messages if you tell us not to, but we will still need to send you service-related messages.
You may request details of personal information which we hold about you under the Promotion of Access to Information Act, 2000 (“PAIA”). If you would like to obtain a copy of your personal information held by i-Financed, please contact our information officer as listed below.
You have a right to object on reasonable grounds to the processing of your personal information where the processing is carried out to protect our legitimate interests or your legitimate interests unless the law provides for such processing. If you wish to exercise this right, please contact our information officer as listed below.Information OfficerWe have appointed an Information Officer to oversee compliance with this privacy notice. If you have any questions about this privacy notice or how we handle your personal information, please contact the Information Officer. You have the right to make a complaint at any time to the Information Regulator of South Africa.Information OfficerInformation Regulator of South Africa
Tel: +27 12 406 4818
Fax: +27 86 500 3351
Email: [email protected]